Insurance Telematics Solutions for Commercial Auto


Fleet management programs that drive down risk

Octo’s market-leading platform-based insurance telematics solutions provide the full set of features and capabilities needed to get to market with a new commercial auto insurance product, including a fleet management platform for your customers. Our solutions ensure you can price risk better, manage loss events more efficiently, and engage your policyholder more effectively – resulting in double-digit improvements to your combined ratio.

Complete Telematics Solutions Dashboard

Improve your commercial lines combined ratio

Octo Fleet

Fleet is the complete commercial insurance telematics solution. It provides insurers with the capabilities needed for driver behavior scoring, usage-based insurance, crash and claims management, vehicle health, and location-based services. Octo Fleet adds fleet management capabilities and enhanced data reporting to our full suite of insurance telematics services, helping make your commercial auto lines more profitable.

Key benefits

For insurers

Insurance Telematics Solutions for Commercial Auto
Price risk better

Octo’s insurance telematics solutions utilize the market-leading and approved DriveAbility® Score, providing a step-change improvement in risk assessment over traditional factors.

Insurance Telematics Solutions for Commercial Auto
Engage customers effectively

Octo’s commercial insurance telematics solution includes a fleet management portal, allowing you to engage with your customers to reduce risk and drive down fleet TCO.

Insurance Telematics Solutions for Commercial Auto
Improve loss management

Our proprietary crash detection algorithms deliver insights to streamline your claims process, minimize fraud, reduce loss costs, and improve driver safety in the event of an accident.

For fleets

Insurance Telematics Solutions for Commercial Auto
Reduce risk

Reduce driving risk through tailored feedback based on actual driving behavior while also curbing unauthorized asset utilization through location monitoring, geofences, and curfews.

Insurance Telematics Solutions for Commercial Auto
Improve fleet management

Improve fleet efficiency and effectiveness with better visibility into where your vehicles are, how they are being used, and who is driving them.

Insurance Telematics Solutions for Commercial Auto
Reduce fleet TCO

Drive down the total cost of ownership for your fleets with detailed asset and trend reporting, resulting in lower fuel usage, fewer accidents, and better maintenance.

How can commercial insurance telematics help both you and your customers? Find out.

Integration with market-leading telematics solutions


DriveAbility scoring solutions

Leveraging proprietary tools and techniques, we have created and gained approval for the DriveAbility risk score that ensures carriers can get to market quickly with a telematics-driven score that is highly-predictive of risk and provides a significant improvement to their underwriting results. This simple to integrate score moves beyond pricing, providing insights into driving behavior and giving policyholders targets for improvement.

Explore DriveAbility Score
DriveAbility Score
DriveAbility Score

DriveAbility Marketplace

The DriveAbility Marketplace is a telematics platform enabling insurers to make personalized insurance offers to pre-scored drivers from third party data suppliers. We analyze and score uniform and non-uniform data using the market-leading DriveAbility Score to provide qualified leads for your individualized insurance offers. Octo’s DriveAbility Marketplace removes barriers to new policyholder acquisition, expands insurers’ ability to identify and underwrite drivers, and creates a path for insurers to improve their book of business.

Explore DriveAbility Marketplace

DriveAbility consulting services

When bringing a usage-based insurance product to market, you need to get to market quickly with a solution that improves your combined ratio. The DriveAbility Consulting team can help you develop a new usage-based insurance program or optimize your existing program by leveraging expertise developed over more than 50 telematics implementations on six continents.

Explore DriveAbility Consulting
DriveAbility Score

How can telematics reduce total cost of fleet ownership?

Why Octo?


Octo is your trusted partner in telematics. We have the technical and industry experience to get you up and running quickly with a right-fit solution backed by end-to-end integration, logistics, and support.

Product implementation and management

We’ll use our years of experience in designing, implementing, and managing telematics programs to help you anticipate and overcome challenges, laying the groundwork for your success.

Device logistics and management

We manage the entire device lifecycle – handling shipping, support, and service so you don’t have to. Octo’s device management capabilities free up your team to do what it does best: manage risk.

Robust customer engagement programs

We work with you to build high-impact, customized customer engagement programs with policyholder websites, mobile apps, and email communications tailored to your brand.

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