Your complete commercial lines solution for insurance telematics.
Fleet is the complete commercial insurance telematics solution. It provides insurers with the capabilities needed for driver behavior scoring, usage-based insurance, crash and claims management, vehicle health, and location-based services. Octo Fleet adds a fleet management console, enhanced data reporting, and ELD compliance to our full suite of insurance telematics services, helping make your commercial auto lines more profitable.
Improve your commercial lines combined ratio
Our commercial insurance telematics solutions and proprietary analytics deliver more than just data. They provide powerful new insights into actual driving behavior and associated risk, improving your combined ratio and driving your business forward.
modeling with UBI
Price policyholders more accurately and competitively by augmenting risk pricing models with individual driving behaviors that coorelate with loss such as hard braking, rapid acceleration, and distracted driving.
Increase customer acquisition and retention
With increased customer engagement, more transparent pricing, an improved claims experience, and value-added services, our telematics solutions improve policyholder acquisition, retention, and satisfaction rates.
Our proprietary crash detection algorithms deliver insights to streamline your claims process, minimize fraud, reduce your risk of loss, and provide greater value to policyholders in the event of an accident.
How we do it
Octo is your trusted partner in telematics. We have the technical and industry experience to get you up and running quickly with a right-fit solution backed by end-to-end integration, logistics, and support.
Product implementation and management
We’ll use our years of experience in designing, implementing, and managing telematics programs to help you anticipate and overcome challenges, laying the groundwork for your success.
We manage the entire device lifecycle – handling shipping, support, and service so you don’t have to. Octo’s device management capabilities free up your team to do what it does best: manage risk.
Robust customer engagement programs
We work with you to build high-impact, customized customer engagement programs with policyholder websites, mobile apps, and email communications tailored to your brand.
Fleet at a glance
|Data collection, cleaning, storage, and analysis|
|Driver behavior monitoring and scoring|
|Distracted driving monitoring and scoring|
|Risk event detection|
Value-added policyholder services
|Branded website and mobile app|
|Trip and event notifications|
|Vehicle location monitoring|
|Curfews and geofences|
Crash and claims management
|Instant first notice of loss (FNOL)|
|Breakdown assistance and emergency response services|
|Integration with existing claims systems|
|Always on connection|
|Low battery notification|
|Diagnostic trouble code (DTC) alerts|
|Enhanced vehicle health monitoring|
|Fleet performance dashboard|
|Enhanced data reporting|
|NHTSA ELD reporting|
|Fuel efficiency reporting|
|Fleet management tools|
|Stolen vehicle tracking|
Top Four Benefits of Commercial Insurance Telematics
Find out why commercial auto insurance is primed to benefit from insurance telematics.
The Telematics-Driven Claims Process
Learn how telematics can improve every step in the auto insurance claims process.
Reducing Fleet Total Cost of Ownership with Telematics
Learn how telematics helps fleets reduce their total cost of ownership (TCO).