Your complete connected car solution for insurance telematics

Surround is the robust in-vehicle insurance telematics solution that creates a truly connected car. Not dependent on a smartphone, it provides insurers with the capabilities needed for driver behavior scoring, usage-based insurance (UBI), crash and claims management, vehicle health monitoring, and value-added policyholder services. Surround is the insurance telematics solution designed to improve your personal auto lines profitability.

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Improve your personal lines combined ratio

Our insurance telematics solutions and proprietary analytics deliver more than just data. They provide powerful new insights into actual driving behavior and associated risk, improving your combined ratio and driving your business forward.

Improve risk
modeling with UBI

Price policyholders more accurately and competitively by augmenting risk pricing models with individual driving behaviors that correlate with loss such as hard braking, rapid acceleration, and distracted driving.

Increase customer acquisition and retention

With increased customer engagement, more transparent pricing, an improved claims experience, and value-added services, our telematics solutions improve policyholder acquisition, retention, and satisfaction rates.

claims costs

Our proprietary crash detection algorithms deliver insights to streamline your claims process, minimize fraud, reduce your risk of loss, and provide greater value to policyholders in the event of an accident.

How we do it

Octo is your trusted partner in telematics. We have the technical and industry experience to get you up and running quickly with a right-fit solution backed by end-to-end integration, logistics, and support.

Product implementation and management

We’ll use our years of experience in designing, implementing, and managing telematics programs to help you anticipate and overcome challenges, laying the groundwork for your success.

Device logistics
and management

We manage the entire device lifecycle – handling shipping, support, and service so you don’t have to. Octo’s device management capabilities free up your team to do what it does best: manage risk.

Robust customer engagement programs

We work with you to build high-impact, customized customer engagement programs with policyholder websites, mobile apps, and email communications tailored to your brand.

Surround at a glance

Usage-based insurance

Data collection, cleaning, storage, and analysisData collection, cleaning, storage, and analysis
Driver behavior monitoring and scoringDriver behavior monitoring and scoring
Distracted driving monitoring and scoringDistracted driving monitoring and scoring
Risk event detectionRisk event detection
Insurance Telematics Solution Dashboard

Value-added policyholder services

Branded website and mobile appBranded website and mobile app
Driver feedbackDriver feedback
Trip and event notificationsTrip and event notifications
Vehicle location monitoringVehicle location monitoring
Curfews and geofencesCurfews and geofences

Crash and claims management

Crash detectionCrash detection
Instant first notice of lossInstant first notice of loss (FNOL)
Crash dossierCrash dossier
Breakdown assistance and emergency response servicesBreakdown assistance and emergency response services
Integration with existing claims systemsIntegration with existing claims systems
Always on connectionAlways on connection

Vehicle health

Low battery notificationLow battery notification
Diagnostic trouble code alertsDiagnostic trouble code (DTC) alerts

Featured resources

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