Your robust smartphone and smart tag solution for insurance telematics
Vantage is the smartphone-based telematics solution that utilizes the Octo mobile app and a smart tag to monitor and score driver behavior. It provides insurers with the capabilities needed for usage-based insurance (UBI), distracted driving monitoring, crash and claims management, and value-added policyholder services while avoiding the lost trip and smartphone battery issues inherent in smartphone-only telematics programs. Vantage is the smartphone insurance telematics solution designed to improve your personal auto lines profitability.
Improve your personal lines combined ratio
Our insurance telematics solutions and proprietary analytics deliver more than just data. They provide powerful new insights into actual driving behavior and associated risk, improving your combined ratio and driving your business forward.
modeling with UBI
Price policyholders more accurately and competitively by augmenting risk pricing models with individual driving behaviors that correlate with loss such as hard braking, rapid acceleration, and distracted driving.
Increase customer acquisition and retention
With increased customer engagement, more transparent pricing, an improved claims experience, and value-added services, our telematics solutions improve policyholder acquisition, retention, and satisfaction rates.
Our proprietary crash detection algorithms deliver insights to streamline your claims process, minimize fraud, reduce your risk of loss, and provide greater value to policyholders in the event of an accident.
How we do it
Octo is your trusted partner in telematics. We have the technical and industry experience to get you up and running quickly with a right-fit solution backed by end-to-end integration, logistics, and support.
Product implementation and management
We’ll use our years of experience in designing, implementing, and managing telematics programs to help you anticipate and overcome challenges, laying the groundwork for your success.
We manage the entire device lifecycle – handling shipping, support, and service so you don’t have to. Octo’s device management capabilities free up your team to do what it does best: manage risk.
Robust customer engagement programs
We work with you to build high-impact, customized customer engagement programs with policyholder websites, mobile apps, and email communications tailored to your brand.
Vantage at a glance
|Data collection, cleaning, storage, and analysis|
|Driver behavior monitoring and scoring|
|Distracted driving monitoring and scoring|
|Risk event detection|
Value-added policyholder services
|Branded website and mobile app|
|Trip and event notifications|
|Vehicle location monitoring|
|Curfews and geofences|
Crash and claims management
|Instant first notice of loss (FNOL)|
|Breakdown assistance and emergency response services|
|Integration with existing claims systems|
The Telematics-Driven Claims Process
Learn how telematics can improve every step in the auto insurance claims process.
The State of Insurance Telematics
Learn how insurers are using telematics today, their challenges, and their successes.
The Future of Vehicle Insurance
Learn why developing telematics expertise is a requirement for future success in insurance.