Your complete connected car solution for insurance telematics


Surround is the robust in-vehicle solution that creates a truly connected car. Not dependent on a smartphone, it provides insurers with the capabilities needed for driver behavior scoring, usage-based insurance (UBI), crash and claims management, vehicle health monitoring, and value-added policyholder services. Surround is the insurance telematics solution designed to improve your personal auto lines profitability.

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Improve your personal lines combined ratio

Our insurance telematics solutions and proprietary analytics deliver more than just data. They provide powerful new insights into actual driving behavior and associated risk, improving your combined ratio and driving your business forward.

Improve risk
modeling with UBI

Price policyholders more accurately and competitively by augmenting risk pricing models with individual driving behaviors that correlate with loss such as hard braking, rapid acceleration, and distracted driving.

Increase customer acquisition and retention

With increased customer engagement, more transparent pricing, an improved claims experience, and value-added services, our telematics solutions improve policyholder acquisition, retention, and satisfaction rates.

Reduce
claims costs

Our proprietary crash detection algorithms deliver insights to streamline your claims process, minimize fraud, reduce your risk of loss, and provide greater value to policyholders in the event of an accident.

How we do it

Octo is your trusted partner in telematics. We have the technical and industry experience to get you up and running quickly with a right-fit solution backed by end-to-end integration, logistics, and support.

Product implementation and management

We’ll use our years of experience in designing, implementing, and managing telematics programs to help you anticipate and overcome challenges, laying the groundwork for your success.

Device logistics
and management

We manage the entire device lifecycle – handling shipping, support, and service so you don’t have to. Octo’s device management capabilities free up your team to do what it does best: manage risk.

Robust customer engagement programs

We work with you to build high-impact, customized customer engagement programs with policyholder websites, mobile apps, and email communications tailored to your brand.

Surround at a glance

Usage-based insurance

Risk event detection
Distracted driving scoring
Driver behavior scoring

Crash and claims

Collision detection and notification
Instant FNOL and crash dossier

Value-added policyholder services

  • Driver feedback
    Trip and event notifications
    Location tracking and geofencing
  • Time-based services and curfew
    Vehicle maintenance reminders
    Low battery notification
  • Breakdown notification and services
    Emergency response services

Tomorrow’s Telematics for the Insurance Industry


Read the White Paper

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with a telematics program
in 60 days?


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