Your complete connected car solution for insurance telematics
Surround is the robust in-vehicle solution that creates a truly connected car. Not dependent on a smartphone, it provides insurers with the capabilities needed for driver behavior scoring, usage-based insurance (UBI), crash and claims management, vehicle health monitoring, and value-added policyholder services. Surround is the insurance telematics solution designed to improve your personal auto lines profitability.
Improve your personal lines combined ratio
Our insurance telematics solutions and proprietary analytics deliver more than just data. They provide powerful new insights into actual driving behavior and associated risk, improving your combined ratio and driving your business forward.
modeling with UBI
Price policyholders more accurately and competitively by augmenting risk pricing models with individual driving behaviors that correlate with loss such as hard braking, rapid acceleration, and distracted driving.
Increase customer acquisition and retention
With increased customer engagement, more transparent pricing, an improved claims experience, and value-added services, our telematics solutions improve policyholder acquisition, retention, and satisfaction rates.
Our proprietary crash detection algorithms deliver insights to streamline your claims process, minimize fraud, reduce your risk of loss, and provide greater value to policyholders in the event of an accident.
How we do it
Octo is your trusted partner in telematics. We have the technical and industry experience to get you up and running quickly with a right-fit solution backed by end-to-end integration, logistics, and support.
Product implementation and management
We’ll use our years of experience in designing, implementing, and managing telematics programs to help you anticipate and overcome challenges, laying the groundwork for your success.
We manage the entire device lifecycle – handling shipping, support, and service so you don’t have to. Octo’s device management capabilities free up your team to do what it does best: manage risk.
Robust customer engagement programs
We work with you to build high-impact, customized customer engagement programs with policyholder websites, mobile apps, and email communications tailored to your brand.
Surround at a glance
|Risk event detection|
|Distracted driving scoring|
|Driver behavior scoring|
Crash and claims
|Collision detection and notification|
|Instant FNOL and crash dossier|
Value-added policyholder services
Driver feedback Trip and event notifications Location tracking and geofencing
Time-based services and curfew Vehicle maintenance reminders Low battery notification
Breakdown notification and services Emergency response services